Customer Service Hotline: +65 8684 1000 | Mon to Fri 9am-6pm, Sat and Sun 9am-5pm

Payment Modes

Financial Options

We accept major credit cards including Visa, MasterCard as well as NETS and PayNow.

POSB/DBS Credit Card instalment payment plans are available too.

We also offer easy in-house instalment schemes with fees payable over the treatment interval for our patients.

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Credit Card Instalment Payment Plan

We are pleased to offer instalment payment plans (IPP) of up to 24 months for POSB and DBS credit card holders. You may choose to spread your payment equally over 6, 12, 18, or 24 months. Each payment will be billed to your DBS or POSB card account every month with no additional charges incurred, starting from your next billing month.  

Credit Card Instalment Payment PlanDBS/POSB Credit Cards
(Visa and Mastercard Only)
6 monthsMinimum charge of $500
12 monthsMinimum charge of $500
18 monthsMinimum charge of $500
24 monthsMinimum charge of $500

Frequently Asked Questions

1. Who is eligible?

The DBS/POSB Instalment Payment Plan is applicable for all DBS/POSB Mastercard and Visa cardholders.

2. Can I use debit cards for IPP?

No, IPP is only applicable for credit cards.

3.  How do I make payment with IPP?

Please inform our clinic receptionist if you wish to opt for a 6, 12, 18 or 24 months IPP.

Dental Insurance

We are accredited provider for insurers such as AIA, IHP, Inova, MHC, and MediXchange. Please check with your company or insurance for coverage details.

Community Health Assist Scheme (CHAS)

The Community Health Assist Scheme (CHAS) enables Singaporeans from lower and middle income households to receive subsidies for dental care at participating dental clinics.

Who is eligible?
Singapore Citizens of all ages are eligible for CHAS if they fulfill the following criteria:

  • Household monthly income* per person of $1,800 and below; OR
  • For households with no income, the Annual Value (AV) of residence as reflected on the NRIC must be $21,000 and below.

*Household monthly income per person refers to the total gross household monthly income divided by total number of family members living together. Gross monthly income refers to your basic income, overtime pay, allowances, cash awards, commissions and bonuses.  For example, a family of five living at the same address with a total gross household monthly income of $7,500 (household monthly income per person is $7,500 ÷ 5 = $1,500) will qualify for CHAS, provided that they are all Singapore Citizens.

Members of the public who are on Public Assistance (PA) scheme do not need to apply as they are already eligible for CHAS. To learn more about CHAS and how you can apply, please visit

Merdeka Generation (MG)

In honour of and to thank Singapore’s Merdeka Generation that helped built a sturdy foundation for the nation, the government has launched a Merdeka Generation (MG) Package, where eligible Singapore citizen are entitled to subsidies at participating dental clinics. 

Who is eligible? 

You must be a Singapore Citizen who meet the following criteria: 

  • Born between 1 January 1950 to 31 December 1959, and    
  • Became a Singapore citizen on or before 31 December 1996.  


  • Were born on or before 31 December 1949, and  
  • Became a Singapore citizen on or before 31 December 1996, and   
  • Do not receive the Pioneer Generation Package. 

To learn more about the Merdeka Generation Package and your eligibility status, please visit: 

Pioneer Generation (PG)

In recognition of the contributions of Singapore’s Pioneer Generation in nation-building, the government has launched a Pioneer Generation (PG) Package, where they are entitled to subsidies at participating dental clinics under CHAS.

Who is eligible?

You must be a Singapore Citizen who meet the following criteria:

  1. Aged 16 and above in 1965 (I.e Born on or before 31 December 1949 / Aged 65 and above in 2014)
  2. Obtained citizenship on or before 31 December 1986.

If the above criteria is met, a notification letter would have been sent to you in June 2014. The Pioneer Generation Card is valid for life.

To learn more about the Pioneer Generation Package and your eligibility status, please visit:


If you are a citizen or permanent resident of Singapore, you may be able to claim anewmedisave
portion of your surgical expenses from your Medisave account.

Medisave can be used to pay for the following surgical procedures:

1. Surgical Removal of Teeth
2. Dental Implant Surgery
3. Bone Grafting
4. Jaw Surgery

Please note that the use of Medisave is subject to Medisave withdrawal limits.

If you do not have sufficient funds in your Medisave account to cover your dental bill, your immediate family members may also use their Medisave funds to help you with the payment. Immediate family members refer to your spouse, children, parents and grandparents.

For more information on Medisave, please visit:

Baby Bonus Approved Institution


If your child has a Baby Bonus account, his or her dental treatment fees can be paid through their Child’s Development Account (CDA). Parents can also use one of the child’s CDA funds for all their children.

To learn more about the Baby Bonus Scheme, please visit: